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What Kind of Insulation Should I Use In My Home? A Complete Guide.

  • Josh Mior
  • Feb 12
  • 5 min read

In our last blog we went over the requirements from the National Building Code of Canada for the minimum amounts you need to insulate on your next project. However this leads us right into another question What kind of insulation should I use in my home?


Choosing the right insulation is an important decision and the right choice heavily affects your home's comfort, energy efficiency, air quality and long-term performance. Along with how it performs the type, thickness and quantity all play a part in how the project gets designed. Safe to say designing your project starts from the inside out.


But with so many options available, how do you decide?

This guide breaks down the most common insulation types, their pros and cons, and where each performs best.


Symbols on plan drawings for a different insulation types.
Symbols on plan drawings for a different insulation types.

Batt Insulation:

Batt insulation comes in pre-cut sections (can be fiberglass, mineral wool or natural fibers) designed to fit between standard stud spacing.


Fiberglass Batts (Owens Corning)

Pros:

  • Widely available

  • Cost Effective

  • Easy for DIYers to install

  • Good for standard wall cavities

Cons:

  • Absorbs moisture

  • Combustable

  • Performance drops significantly if compressed or poorly installed

  • Difficult to fit around obstacles (pipes, wires, blocking)

  • Provides no continuous insulation over framing

  • Can leave gaps if not carefully installed


Best for: Budget-conscious projects with simple, open wall cavities


Mineral Wool Batts (Roxul/Rockwool)

Pros:

  • Excellent fire resistance

  • Superior sound dampening

  • Higher density than fiberglass—better performance

  • Doesn't wick moisture

  • Maintains R-value when compressed

  • Can be cut precisely to fit around obstacles

Cons:

  • More expensive than fiberglass

  • Heavier and slightly harder to handle


Best for: Fire-conscious builders, sound control applications, and higher-performance wall assemblies.



Rigid Insulation

Rigid foam boards provide continuous insulation, often used on the exterior of wall assemblies or under slabs.


EPS (Expanded Polystyrene)

Pros:

  • Most affordable rigid foam option

  • Vapor permeable—allows drying to the exterior

  • Recyclable

Cons:

  • Lower R-value per inch (~R-4) compared to other foams

  • Can absorb and hold moisture

  • Very combustable

  • Less durable—dents and breaks more easily

  • Requires thicker layers for high R-values


Best for: Budget-friendly continuous exterior insulation.


XPS (Extruded Polystyrene)

Pros:

  • Higher R-value per inch (~R-5) than EPS

  • Moisture resistant

  • Higher compressive strength—good under slabs

  • Durable and easy to work with

Cons:

  • More expensive than EPS

  • Vapor semi-permeable—can trap moisture in some assemblies

  • R-value can degrade over time due to off-gassing

  • Environmental and health concerns with blowing agents


Best for: Below-grade applications, under slabs.


GPS (Graphite Polystyrene)

Pros:

  • Higher R-value per inch (~R-5) than standard EPS

  • Vapor permeable like EPS

  • Better thermal performance in thinner profiles

  • Recyclable

  • Bug resistance from the infused graphite

Cons:

  • More expensive than standard EPS

  • Still less compressive strength than XPS


Best for: Exterior continuous insulation where higher R-value per inch is needed without sacrificing vapor permeability.


Rigid Mineral Wool (Roxul ComfortBoard)

Pros:

  • Excellent fire resistance

  • Vapor permeable—excellent drying potential

  • Great sound dampening

  • Won't melt or off-gas

  • Maintains performance when wet

Cons:

  • More expensive than foam boards

  • Heavier and bulkier


Best for: Fire-rated assemblies, passive house projects, and assemblies prioritizing vapor permeability and drying capacity.


Rigid Wood Fiber

Pros:

  • Carbon-negative material (stores carbon)

  • Vapor permeable with excellent moisture buffering

  • High thermal mass—stabilizes indoor temperatures

  • Renewable and sustainable

  • Great fire resistance

Cons:

  • As expensive as Ridged Mineral Wool

  • Limited availability in North America


Best for: High-performance green building projects, passive house construction, and builders prioritizing sustainability and hygrothermal performance.



Spray Foam

Spray foam expands on contact and provides insulation and possible air sealing in one step.


Closed-Cell Spray Foam

Pros:

  • Highest R-value per inch (~R-6 to R-7)

  • Provides structure—adds racking strength to walls

  • Excellent air sealing

  • Moisture barrier at sufficient thickness

  • Good for tight spaces and irregular cavities

Cons:

  • Most expensive insulation option

  • Vapor impermeable—can trap moisture if not designed properly

  • Difficult to remove or modify later

  • Installation requires professional equipment and expertise

  • Off-gassing concerns—requires proper curing time

  • Not repairable if damaged


Best for: Difficult-to-insulate areas, cathedral ceilings, rim joists, and applications where air sealing and high R-value are critical.


Open-Cell Spray Foam

Pros:

  • Excellent air sealing

  • Vapor permeable—allows drying

  • Expands significantly—fills all gaps

  • Better sound dampening than closed-cell

  • Less expensive than closed-cell

Cons:

  • Lower R-value per inch (~R-3.5)

  • Can absorb moisture

  • Requires more thickness for equivalent R-value

  • Still requires professional installation

  • Off-gassing concerns during application


Best for: Interior applications where air sealing is the priority and vapor permeability is desired, such as walls in mixed or humid climates.



Dense-Pack Cellulose

Cellulose insulation (made from recycled paper) blown densely into wall or attic cavities.


Pros:

  • Made from recycled content—environmentally friendly

  • Good fire resistance (treated with borate)

  • Fills irregular cavities completely

  • Pest and mold resistant (due to borate treatment)

  • Can be installed in existing walls through small holes

  • Good sound dampening

  • Lower cost than spray foam

Cons:

  • Requires professional installation with specialized equipment

  • Can settle over time if not installed at proper density

  • Slightly hygroscopic—absorbs and releases moisture

  • Adds weight to wall assemblies

  • Can be messy during installation


Best for: Retrofit projects, existing wall cavities, attics, and builders looking for high-performance insulation with lower environmental impact than foam.



ICF (Insulated Concrete Forms)

ICF systems use interlocking foam forms that remain in place as permanent insulation after concrete is poured inside. The result is a solid concrete wall sandwiched between rigid foam insulation.


Pros:

  • Exceptional thermal mass—stabilizes indoor temperatures

  • Superior structural strength and disaster resistance (hurricanes, tornadoes, earthquakes)

  • Built-in insulation and structure in one system

  • Excellent sound dampening

  • High R-values (typically R-22 to R-50 depending on system)

  • Air-tight construction when properly detailed

  • Pest and fire resistant

  • Fast framing process once forms are set

  • Long-term durability—extremely low maintenance

Cons:

  • Higher material costs

  • Requires specialized training and experience

  • Limited ability to modify walls after concrete is poured

  • Heavier foundation requirements due to concrete weight

  • Plumbing and electrical require careful planning before pour

  • Foam insulation may not align with green building preferences

  • Less forgiving of construction errors


Best for: High-performance homes prioritizing durability and resilience, disaster-prone regions and great soundproofing.



SIP Panels (Structural Insulated Panels)

SIPs are prefabricated panels consisting of rigid foam insulation sandwiched between two structural facings (typically oriented strand board). Panels arrive on site pre-cut and ready to assemble.


Pros:

  • Extremely fast installation—walls and roof can go up in days

  • Continuous insulation with minimal thermal bridging

  • Excellent airtightness when properly sealed

  • High R-values (typically R-14 to R-30+ depending on thickness)

  • Structural and insulation in one system

  • Precision manufacturing

Cons:

  • Higher upfront cost than stick framing

  • Requires crane or specialized equipment for installation

  • Lead time for manufacturing—less flexibility for design changes

  • Electrical and plumbing chases must be pre-planned or cut on site

  • Modifications after installation are difficult

  • Foam insulation may off-gas during cutting

  • Requires experienced installers familiar with SIP details

  • Panels can be damaged during shipping or handling


Best for: Fast-track construction schedules, remote building sites.



The Bottom Line


So, what kind of insulation should you use?


Ultimately, it's up to you, your builder, and your designer—but someone needs to choose. Each insulation type has its strengths and weaknesses, and the right choice depends on your specific situation.


But here's the truth: there's no single "best" insulation—only the best insulation for your specific project, climate, budget, and performance goals.


The key is understanding the trade-offs and designing your wall assembly as a complete system: insulation, air sealing, vapour management, and moisture control all working together.


When in doubt, consult with a builder or energy consultant who understands building science and can help you choose the right materials for your home's long-term performance.



Need Help?


Have questions about what type of insulation you should use on your next project or how to make it work? Call us at (506) 262-5913 or email info@ijmbuilders.com.

 
 
 

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IJM Builders is a custom home builder and renovation company based in Fredericton, New Brunswick. As the region's trusted Certified Passive House Tradesperson and Red Seal Carpenter, we specialize in quality custom home construction and high-performance renovations throughout Fredericton, Oromocto, New Maryland, Penniac, Keswick, and Mactaquac.

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